What is QCard Special Financing?

• QCard Special Financing is a deferred interest financing option - no interest if paid in full within 9, 12 or 18 months. Interest will be charged to your QCard® account from the purchase date if the promotional purchase is not paid in full within 9, 12, or 18 months. Minimum monthly payments required. Purchases are subject to credit approval. *

• It is only available on select items purchased with the QCard, QVC's exclusive credit card, issued by Synchrony Bank.

• With QCard Special Financing, you can purchase the item now and pay no interest if the item is paid in full within the promotional period. The full amount of the item will be charged to your QCard account.

• Available financing term length will vary by item.

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QCARD SPECIAL FINANCING IS NOT AVAILABLE IF YOU CHECK OUT WITH SPEED BUY®, WITHOUT USING A PASSWORD, OR USING DEFAULT SHIPPING AND PAYMENT INFORMATION.

*No interest will be charged on the promotional purchase if you pay the promotional purchase (including tax and shipping) in full within the applicable 9, 12, or 18 months promotional period. If you do not, interest will be charged on the promotional purchase balance from the purchase date. Depending on the purchase amount, promotion length and payment allocations, the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases, and after promotion ends to promotional balance. For new accounts: As of April 1, 2020, Variable Purchase APR is 26.99% and will vary with the market based on the Prime Rate. Minimum Interest Charge is $1.50. Existing cardholders should see their credit card agreement for their APR and other applicable terms. Subject to credit approval. These promotional offers may not always be available for all purchases.